东北财经大学学报

"以房养老"对解决我国面临的养老金支付有重要的意义。但是在实践中,我国老年群体参与的积极性并不高,本文在社会调查的基础上,进行了数据整理并且使用Logit模型进行了实证研究,得出影响中国老年群体参与其中的关键因素是传统习惯影响的结论,并且就此提出解决问题的设想。

Reverse mortgage has important meaning in solving China's pension payments crisis.In practice,however,it is not welcomed by our older age groups.What is reason? This paper,on the basis of the social survey,made data processing and did an empirical study using Logit model.The conclusion is that the key factors here is affecting of traditional customs.Based on this conclusion the paper proposes a suggestion of solving problems.